Residential Lending
Securing the Great Australian Dream.
Everyone wants a great deal on their home loan with a low interest rate. Before you can achieve it, you need to find a loan with the features you want and one that will be approved given your own circumstances. We do this legwork on your behalf and it won’t cost you anything.
Selection Criteria
What are some of the variables to consider when choosing a home loan?
Interest Rates
Interest rates can vary by lender, loan and security size, as well as repayment type.
Maximum size
Maximum loan size for each lender depends on how they treat the various income types.
Split & Switch
Ability to split and switch loan types in future varies.
Securities
Alternative security accepted varies such as property types, term deposits and guarantees.
Upfront Valuations
Some lenders offer free home valuations to see how much you can borrow.
Accessibility
Accessibility to additional funds in future varies.
Credit History
Lenders have different policies relating to Credit History
Memberships
Some lenders have different products or policies for various Industry or Super Memberships
Time to Assess
Some lenders take days to assess an application and others take weeks
Restrictions
Lenders offer different product features e.g. Multiple Offsets, Interest Only Loans and Split Loans
Features
Some lenders have restrictions on loan purpose such as cash out and renovations
Customer Service
Lenders provide different customer service experiences.
Assisting our Clients with
Financial solutions that are
creative in design, clear in
execution and effective
in outcome.